Redding Mortgage Modification's

Fresh Leads Unite Multi-Million Dollar United States based data-call center solutions

mortgagemodifications — Fri, 23 Jan 2009 03:15:39 +0000

“Fresh Leads Unite creates customized unprecedented quality messages to market your preferred targeted base of consumer..“

Come see why sometimes owning your own Predictive Dialer is not always the best option:

Fresh Leads Unite uses only the best pre-qualified leads in the entire sales leads industry. You have total control and privileged to target in on your preferred market. Lock in on future growth! Fresh leads unite now offer’s a hosted predictive dialer solution perfect for Reverse Mortgages, Consumer Debt, SIC Targeted Leads, and Consumer Dialer Data based on region or state. At Fresh Leads Unite we work with all businesses. We can customize a campaign for any industry product. That’s the Fresh Leads Unite Guarantee!

Professionally Broadcasted Live Lead Transfers spoken only by industry professionals:

Fresh Leads Unite uses only professional voice-over announcers to record your messages. We go well above and beyond the call of duty to personally help you get setup with a successfully ultimate Live Lead transfer campaign. Annunciation of keywords from a professionally written sales pitch to increase your return on investment. Fresh leads Unite is fully compliant and actively aware our your business marketing needs. It is your business model and image you are trusting Fresh Leads Unite to value. Fresh Leads Unite takes just as much pride in your business as you do! And that’s the kind of people I do business with. Don’t you?

Fresh Leads Unite Multi-Million Dollar United States based data-call center solutions:

Fresh Leads Unite partnered our expertise and know how with a few of the Unlimited Live Lead industry technology pioneers in order to be able to provide our customers with increased quality calls compare to the competition who utilizes VOIP “Voice over IP Technology. These companies leave us no competition because they do not deliver the level of quality and reliability needed in order for your company to be successful with a telemarketing campaign. Fresh Leads Unite offers the ultimate solution! Offering an exceptionally better return on your investment based solely on the quantity of Live Lead Transfers every hour than the average competitor or sales lead service out there. More importantly, Better Quality, Equals a better return on your overall marketing investment.

Targeting your bottom-line leads will Improve your results and decrease your expenses:

Fresh Leads Unite may assist you with filtering your Live Lead Transfers by acquiring information from you and creating custom set parameters to allow you to narrow down your Live Lead Transfer audience with qualified targeted Live Transfer Leads. Affordable technology for generating Unlimited Live Lead Transfers. Begin demonstrating that your business is a responsible tele-marketer. Fresh Leads Unite will never send you irrelevant prospects that are not considered to be a suitable prospect or exceptional Live Lead Transfer.

There is definitely several huge advantages of B2B Unlimited Live Lead Transfers:

Live Lead Transfers are an exceptional marketing source for marketing campaigns targeting business services and products to business. Fresh Leads Unite’ technology partner has provided Unlimited Live Lead Transfers for several different types of businesses worldwide such as: accountants, credit card processors, cash advance providers, government, business grants and loans, group health insurance coverage providers, magic yellow phone number directories, marketing programs, website developers, Search engine marketers, and home alarm system providers. Maintaining Business compliance is extremely easy and in no shape or way regulated by the Federal Communications Commission or Federal Trade Commission except for assuring you are not broadcasting your unlimited live lead transfer to police stations, fire houses, or any other type of 911 emergency numbers.
Unlimited Live Lead transfer is by far the most effective way to also follow up on your direct mail marketing campaign, by offering your prospects a more direct approach to tele-marketing by playing messages with daily or weekly specials or new products and so on.. Have you ever received an automated message from your children’s school? Chances are, Fresh leads Unite may have placed that call for them. Fresh Leads Unite has recently aquired several government and schooling contracts to tele-broadcast messages to their preferred base of consumer. You may utilize the Fresh Leads Unite Live Lead Transfer system to custom broadcast your messages to your existing database of clients or prospects to notify them of everything such as new products and services, real estate open houses, and unlimited other promotional marketing specials. Let Fresh Leads Unite evaluate your business marketing goals and objectives and watch how Fresh Leads Unite will increase your over cash flow by sending you targeted ready to buy business prospects.

Tele-Voice Broadcasts and Live Lead Transfer Rumors:

Rumor has it that it is illegal to utilize voice broadcasting technology when calling people at their homes. That’s precisely what those lying thieves want you to believe while they try to corner you into their marketplace such as those bias opinionated mortgage broker outpost’s that offer you a non-compliant, cheap imitation of a Live Lead Transfer system want you to believe. All Fresh Leads Unite’ custom recorded or sample messages have been registered and measured against compliance to be a 100% suitably safe and legally a solution for broadcasting your unlimited live lead transfers while maintaining delivery quality of your tele-marketing message campaign.

Voice Over IP systems (VOIP) do not work and are not in compliance with the FCC:

Bottom line, Voice Over IP systems (VOIP) do not display your Caller I.D. to your broadcasting prospects. In fact, what your prospects will see instead is a text display messaging stating “Unavailable” or “Private Caller”. Not actively displaying your business Caller I.D.; A direct violation of the FCC Telephone Consumer Protection Act 47 U.S.C. § 227 RESTRICTIONS ON THE USE OF TELEPHONE EQUIPMENT.

There are several rules and regulations that vary from state-to-state. Indiana and North Dakota do not allow telephone solicitations of any nature including politicians by either auto or predictive dialing systems. For now those are the only 2 states that byte the dust, however Fresh Leads Unite recommends that you always independently verify your business legalities before you proceed with any of Fresh Leads Unite’ Live Lead Transfer campaign.

For more information, please visit Fresh Leads Unite

Posted in Business Leads, FHA Leads, Lead Generation, Leads Company, Live Lead Source, Live Leads Source, Live Transfer Leads, Live Transfers Lead, Loan Modification Leads, Modification Leads, Sales Lead Company, Uncategorized Tagged: Adjustable Rate Mortgage Leads, ARM Leads, Business to Business Leads, Consumer Debt Leads, Debt Consolidation Leads, Debt Negotiation Leads, Exclusive Leads, Fresh Leads, Live Transfer, Precisely Targeted Mortgage Leads, Reverse Mortgage Leads, Sales Lead, SIC Leads, Standard Industrial Classification Leads, Target Leads, Targeted Consumer Leads, Transferred Lead

Hot Transfer Leads, Loan Modification Leads, ARM Leads, FHA Leads, Reverse Mortgage Leads,..

mortgagemodifications — Fri, 23 Jan 2009 03:11:45 +0000

Fresh Leads Unite offers: Loan Modification Leads, ARM Leads, FHA Leads, Reverse Mortgage Leads, Consumer Debt Leads, SIC Leads, Consumer Leads, etc. (Sold as Live Transfers or without)

Fresh Leads Unite also offers many other types of Leads and Data. If you don’t see something here for you. Chances are if you give us a call, Fresh Leads Unite will have exactly what you are looking for. We generate Fresh Leads utilizing the public internet and telemarketing. All Leads sold by Fresh Leads Unite are to be considered “Fresh Hot Exclusive Leads“, and pulled daily. Fresh Leads Unite will never resell, or reuse Leads.

Reverse Mortgage Leads:
One of our most popular and productive data products. Reverse Mortgage data is perfect for anyone looking to target seniors. Our precision data is perfect for telemarketing and can be ordered completely scrubbed against the national DNC or for your next in-house mailer.

Consumer Debt Leads:
Just a sample of our most popular filtered debt lead straight from the credit bureaus.
Minimum $10,000 Credit Card Debt. Current past due on accounts. Sub-600 FICO. All data comes complete with full record, including name, address, amount of debt, and telephone number, can be purchased scrubbed against DNC, and 98.7% accuracy guaranteed when used as a mailing list.

SIC Leads:
Let our expert staff create the perfect mailing or telemarketing list. Just tell us who your primary
Customer is and let us do the SIC code sorting for you. Perhaps your company sells towels primarily to beauty salons and wants to expand to the 117 different industries that purchase hand towels. This is a perfect example of how we can obtain the perfect data for you to drive more business to your company quickly and efficiently for less!

Consumer Dialer Database:
Just upload into your dialer and your good to go! Great leads for any retail company, mortgage company and so on…

Precisely Targeted Fresh Leads Unite Unlimited Live Lead Data:
Let Fresh Leads Unite help you precisely target your pinpoint consumers by purchasing your own custom filtered Unlimited live lead transfers calling list database and transfer only those who match your filtered targeted criteria to your business! Discuss with our executive marketing professional and see for yourself how Fresh Leads Unite can better custom tailor for your businesses marketing campaign!
Number of unlimited live lead transfers based on nationwide average (12.87% Completed Sales). Your numbers may fluctuate based on your campaign message being broadcasted, geo targeted area or region, length of your greeting, and target base audience. You are buying bulk rate valued, solo verification live lead transfers.

All unlimited live lead campaigns are 100% exclusive to your business. You pay one-low fixed rate.
All live leads are transferred to any continental US phone number or IP based phone
Target your audience by state or area code
You are boss, you schedule start/pause all unlimited live lead transfers within your campaign
Set the maximum number of simultaneous unlimited live lead transfers
Set unlimited live lead transfer to a new number on the go!
Fully Optimized, effective, recorded sales pitch provided at no additional costs to your business
System set up in less than 48 hours Guaranteed
All transfers your business will receive are exclusive Live Lead Transfers
For compliance purposes, all calls are recorded
Record your Live Lead callers wishing to be placed on our internal in-house “Do-Not-Call” DNC List Database so you are in full FCC, FTC, DNC compliance.
Easy implementation of your caller ID to display to your Unlimited Live Lead Transfers
No set up charges, Fresh Leads Unite has waived all setup fee’s.

Fresh Leads Unite supports only proper use of Voice Broadcasting Live Lead Transfers:
Sharing Personal Information with Third Parties- Fresh Leads Unite will never sell or give away any of your personal information to any third parties companies for any purposes without your written expressed permission. Fresh Leads Unite stands firmly against any transfer of personal information for any reason.
The FTC and FCC have installed numerous guidelines to protect citizens from illegal tele-marketing scams and fraudulent operators. Fresh Lead Unite supports the majority of the legislation and will remove any live lead transfer marketing campaign it finds not in 100% compliance. Please be sure prior to starting your live lead transfer marketing campaign that you are in full compliance by visiting the following compliance website: FCC Telemarketing Website Link

Posted in Business Leads, FHA Leads, Lead Generation, Leads Company, Live Lead Source, Live Leads Source, Live Transfer Leads, Live Transfers Lead, Loan Modification Leads, Modification Leads, Sales Lead Company Tagged: Adjustable Rate Mortgage Leads, ARM Leads, Business to Business Leads, Consumer Debt Leads, Debt Consolidation Leads, Debt Negotiation Leads, Exclusive Leads, Fresh Leads, Live Transfer, Precisely Targeted Mortgage Leads, Reverse Mortgage Leads, Sales Lead, SIC Leads, Standard Industrial Classification Leads, Target Leads, Targeted Consumer Leads, Transferred Lead

Live Transfer Exclusive Leads Generation

mortgagemodifications — Fri, 23 Jan 2009 02:57:14 +0000

“Targeting your market base of consumer with preferred customized unprecedented quality messages. Improving Quality, Improves ROI.”

At Fresh Leads Unite we partnered our expertise and know-how with a few of the Live Lead Transfer industry technology pioneers in order to be able to provide our customers with increased quality calls compare to the competition. Fresh Leads Unite offers the ultimate Live Lead Transfer telemarketing solution in the United States.

Fresh Leads Unite offers businesses an exceptionally better return on their marketing investment based solely on the quantity of Live Leads
transferred every hour than the average competitor or service provider out there. More importantly, better Quality, equals a higher sales conversion.

For more information, please visit Fresh Leads Unite

Posted in Lead Generation, Live Transfer Leads Tagged: Adjustable Rate Mortgage Leads, ARM Leads, Business to Business Leads, Consumer Debt Leads, Debt Consolidation Leads, Debt Negotiation Leads, Exclusive Leads, Fresh Leads, Live Transfer, Precisely Targeted Mortgage Leads, Reverse Mortgage Leads, Sales Lead, SIC Leads, Standard Industrial Classification Leads, Target Leads, Targeted Consumer Leads, Transferred Lead

Live Transfer Sales Lead Pricing

mortgagemodifications — Fri, 23 Jan 2009 02:51:43 +0000

“Targeting your market base of consumer with preferred customized unprecedented quality messages. Improving Quality, Improves ROI.”

Each Live Transfer Package includes the following…

Live Customer Service reps available via toll-free phone (6AM – 6PM)

Free script development with certified marketing account executives

Easy to use, personalized account allows you to stop, start, and adjust your campaign at anytime

Complimentary use of our business, homeowner or Whitepages database

Automatic Do-Not-Call (DNC) scrubbing and compliance verification

Daily call logs with full access to reporting

Small Business Live Transfer Packages:

As Low As $2.99 Per Transferred Lead!

200 Live Transfer Leads: Average Cost Per Transfer $3.95 ($790)

300 Live Transfer Leads: Average Cost Per Transfer $3.45 ($1,035)

400 Live Transfer Leads: Average Cost Per Transfer $3.35 ($1,340)

500 Live Transfer Leads: Average Cost Per Transfer $3.29 ($1,645)

650 Live Transfer Leads: Average Cost Per Transfer $2.99 ($1,943

Corporate Live Transfer Packages:

As Low As $2.19 Per Transferred Lead!

1,300 Live Transfer Leads: Average Cost Per Transfer $2.59 ($3,367)

2,750 Live Transfer Leads: Average Cost Per Transfer $2.35 ($6,462)

10,000 Live Transfer Leads: Average Cost Per Transfer $2.19 ($21,900)

Just Sales Leads:

AS LOW AS $0.02 PER SALES LEAD!

Precisely Targeted Mortgage Leads

Adjustable Rate Mortgage Leads

Reverse Mortgage Leads

Debt Consolidation Leads

Debt Negotiation Leads

Consumer Debt Leads

Business to Business Leads

Standard Industrial Classification Leads

Targeted Consumer Leads

Target Leads

Fresh Leads

Exclusive Leads

Much More..

For more information about these Sales Leads, please visit this Fresh Leads Unite

What if I can no longer afford my home? Can you still help me?

mortgagemodifications — Sun, 07 Sep 2008 23:37:35 +0000

Yes. If you are certain that you cannot afford your home any longer and wish to sell, we can help you to secure a short sale payoff or a deed-in lieu of foreclosure agreement with your lender. Often times these agreements can be arranged at low or no cost to you.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Do I need to have a special type of mortgage loan for you to help me?

mortgagemodifications — Sun, 07 Sep 2008 23:35:03 +0000

No. We specialize in out-of-court resolutions of government and non-government mortgage delinquencies or home foreclosure claims for homeowners. These can be FHA, Rural Administration, VA, Freddie Mac, Fannie Mae, or conventional loans which have become delinquent.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Should I file for bankruptcy to save my house?

mortgagemodifications — Sun, 07 Sep 2008 23:29:31 +0000

Maybe. The American Bar Association has reported that 96% of homeowners who declare bankruptcy end up loosing their home to foreclosure anyway. Bankruptcy is very unlikely to help you save your home. If you declare bankruptcy you will likely end up with BOTH a bankruptcy and a foreclosure on your credit report. That being said, there certainly are times when bankruptcy is appropriate and we recommend you consult a reputable attorney should you think you need it.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

I’ve already talked with my lender and they just want all their money. Can you still help me?

mortgagemodifications — Sun, 07 Sep 2008 23:07:01 +0000

Yes. Most of our clients have experienced this kind of inflexibility from their lenders before calling us. We get your bank to listen to your needs because they know and trust us. We have been doing this for some time. We have mitigated thousands of home foreclosure cases. That kind of experience gives us credibility with your lender. Over the years we have developed positive working relationships with key people at most banks. Our integrity and professionalism have earned us a reputation that allows us to be heard when no one else can get through the red tape. We will use our experience and connections to your advantage.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

I’m currently in bankruptcy. Can you still help?

mortgagemodifications — Sun, 07 Sep 2008 23:02:46 +0000

Yes. But we cannot negotiate a work out agreement with your lender until your mortgage has been discharged or dismissed from the bankruptcy proceedings. Our professional loss mitigation consultants can still evaluate your case and explain the best options to save your home. Then when the mortgage is out of the bankruptcy we can proceed with the home foreclosure help. Sometimes after bankruptcy it is easier to make a mortgage payment because other debts have been discharged.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Cost to stop home foreclosure?

mortgagemodifications — Sun, 07 Sep 2008 22:56:08 +0000

Our fees are based on your mortgage payment amount, and the complexity and urgency of your situation. Our professional loss mitigation consultants will evaluate your case and explain the best options to save your home. We are confident that you will feel that our fees are a bargain compared to the cost of the alternatives. We offer a money back guarantee if we cannot get you a work out agreement with your lender(s) as long as no sale date has been set.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Do I have enough time to stop my foreclosure?

mortgagemodifications — Sun, 07 Sep 2008 22:51:14 +0000

Up until the foreclosure sale occurs there is still hope. If a sale date for your house has been set you need to act fast. We have stopped sales set for the next day but this is very risky and some lenders will not agree to it. You’re best option is to take action immediately to stop foreclosure before it goes too far.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

How long does it take to complete my Mortgage once we fill out all of the paperwork?

mortgagemodifications — Sun, 07 Sep 2008 22:46:25 +0000

Anywhere from 2 days to several months. This depends on the stage of foreclosure you are in and your financial position. Typically it takes several weeks to complete a work out agreement and stop foreclosure proceedings.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Can you help me improve my credit rating?

mortgagemodifications — Sun, 07 Sep 2008 22:41:01 +0000

We do not do credit repair services but we do strongly recommend the nation’s leader in credit repair, Lexington Law Firm. Right now, of course, the best thing you can do to help your credit is to prevent foreclosure. We can save you from foreclosure!

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Should I negotiate with the lender myself?

mortgagemodifications — Sun, 07 Sep 2008 22:30:13 +0000

Yes. If you are only a payment or two behind and your lender has not hired an attorney to begin foreclosure proceedings you may be able to negotiate a work out agreement yourself. If you are successful then you have saved yourself some funds that can be used to get caught up on your mortgage. Just remember, don’t waste a lot of time on this. Time is not on your side right now. If you don’t have something worked out within 1-2 weeks, then it’s obvious that your lender is not serious about working things out with you directly. When you get to that point you will be better served by professional representation that can use the formal business and legal protocols to your advantage. We deliver the critical information and professional representation that you need to get the best possible work out agreement with your lender.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

Several Mortgage companies recently called offering Mortgage help. What’s different about you?

mortgagemodifications — Sun, 07 Sep 2008 22:23:47 +0000

There are many predatory companies who are not what they appear to be. Beware of unscrupulous companies who are actually just interested in buying your house at big discount, or attorneys who just want to take you into bankruptcy or companies that collect a consultation fee then do nothing for you. You can check us out through your state attorney general or the better business bureau. We are very proud of our track record of success and thousands of satisfied customers. They are strong evidence that we deliver on our promises.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

How long do I have to get help with mortgage?

mortgagemodifications — Sun, 07 Sep 2008 22:10:27 +0000

Time is of the essence when you are behind on house payments. Time is definitely not your friend in this situation. Each day that passes makes it that much harder to get a work out agreement with your lender that you can live with. The home foreclosure process can take anywhere from a few weeks to many months, depending on your state law and the method of foreclosure your lender chooses to use. We have encountered many homeowners who did not even know that they had already lost their house!

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

How do we stop foreclosure?

mortgagemodifications — Sun, 07 Sep 2008 21:52:40 +0000

Our company specializes in resolutions of mortgage delinquencies or home foreclosure claims on behalf of you, the homeowner. We perform a detailed financial analysis and work with you to determine your best alternatives. We review your lenders loss mitigation policies and your state’s foreclosure law to make sure that we give you the best service within the context of your situation. By working with you and your lender we can tailor a resolution to meet your specific criteria and financial circumstance. We do all of this quickly and effectively because we have been doing this for some time and have thousands of satisfied customers.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

What can Mortgage loss mitigation do for you?

mortgagemodifications — Sun, 07 Sep 2008 20:22:03 +0000

The goal of loss mitigation is to work out an agreement between the homeowner and the lender that will stop foreclosure proceedings permanently. This allows the homeowner to stay in their home and protects their credit history.

The most common benefit to the homeowner is the prevention of foreclosure because loss mitigation works to either relieve the homeowner of the mortgage obligation or create a mortgage resolution that is financially sustainable for the homeowner. Lenders benefit by mitigating the losses they would incur through foreclosing on the homeowner. Immediate foreclosure creates a tremendous financial burden on the lender. Loss mitigation allows the lender to take a lesser loss right now in order to avoid the much greater losses caused by such foreclosures.

What is Loss Mitigation? Used to describe a third party helping a homeowner, a division within a bank that mitigates the loss of the bank, or an attorney-backed process of negotiation between a homeowner and the homeowner’s lender. Loss mitigation works to negotiate mortgage terms for the homeowner that will prevent foreclosure. These new terms are typically obtained through loan modification, short sale negotiation, short refinance negotiation, deed in lieu of foreclosure, or cash-for-keys negotiation.

Loan modification: This is a process whereby a homeowner’s mortgage is modified and both lender and homeowner are bound by the new terms. The most common modifications are lowering the interest rate, reducing the principal balance, ‘fixing’ adjustable interest rates, forgiveness of payment defaults & Fees, or any combination of these.For the best results it’s suggested to use an Attorney. There are a few reputble Attorneys in California that specialize in lender negotiating.Google”attorney assisted loan modification”.

Short sale: This is a process whereby a lender reduces the principal balance of a homeowner’s mortgage in order to permit the homeowner to sell the home for the actual market value of the home. This specifically applies to homeowners that owe more on their mortgage than the property is worth. Without such a principal reduction the homeowner would not be able to sell the home.

Short refinance: This is a process whereby a lender reduces the principal balance of a homeowner’s mortgage in order to permit the homeowner to refinance with a new lender. The reduction in principal is designed to meet the Loan-to-value guidelines of the new lender (which makes refinancing possible).

Deed in lieu of foreclosure: This is a process whereby the lender releases the homeowner from the obligations of the mortgage in exchange for the Deed to the home.

Cash-for-keys negotiation: This is a variation of the deed in lieu of foreclosure. The difference is that the lender will actually pay the homeowner to vacate the home in a timely fashion without destroying the property. The lender does this to avoid incurring the additional expenses involved in evicting such homeowners.

Special Forbearance – This is where your will allow you to make no monthly payment or a reduced monthly payment. Sometimes, the lender will ask you to be put on a repayment plan when the forbearance has been finished to pay back what you missed, while other times they just modify your loan.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987

What is foreclosure?

mortgagemodifications — Sun, 07 Sep 2008 19:43:48 +0000

Home foreclosure is a process by which a lender regains a property which they have financed. Typically, this is because the borrower or homeowner is behind on house payments and is unable to catch up, often due to circumstances outside of his or her control. When the lender forecloses on the homeowner, the homeowner must move out of the house, therefore, losing all possession of the property and jeopardizing any possible equity that the homeowner may have in the home. There is a legal time frame, which varies from state to state, which determines how long the foreclosure process can take.

CLIENT TESTIMONIALS:

“Just wanted to say it was a pleasure closing this deal with Craig Redding…”
Kevin Michael’s

“Firstly, thank you for the wonderful flowers you had delivered to our new h…”
Robert & Rita Randolph

“I wanted to say thank you for the professional way you handled the sale of …”
Mary A Koch

CONTACT INFORMATION:

Craig Redding
Senior Mortgage Consultant
OFFICE: 1 (772) 345 – 2470
CELL: 1 (772) 812 – 6050
FAX: 1 (631) 676 – 2106
EMAIL: craigredding@yahoo.com

NEW YORK:
Allstate Home Equities
Baldwin, NY 11572

FLORIDA:
Allstate Home Equities
Traditions, FL 34987